This stunning, move-in-ready home blends modern upgrades with serene country living. Situated on a peaceful 1.4-acre bay in St. Andrews, it offers a full main floor renovation featuring luxury vinyl plank flooring, custom kitchen and bathrooms, pot lights, and fresh interior/exterior paint. Enjoy top-tier features like Dekton countertops, custom cabinets, Franke sinks, and premium appliances including a drawer microwave and induction cooktop. Upgrades include a 2024 roof, hot water tank, and garage door opener, plus a new well and sewer pump in 2025. Comfort is key with dual furnaces, thermostats, a whole-home humidifier, water filtration system, iron filter, and reverse osmosis. With 3 luxurious baths, custom closets, LG laundry tower. This home has it all. Aria vents, keyless entry, 200 amp, and a newer 100 amp panel. The basement is partly finished, giving you a great head start to create the perfect space. It already has subflooring, drywall, pot lights, and electrical work done — so it’s ready for your personal touch. Whether you’re thinking of a home gym, rec room, or extra living space, it’s functional as-is and full of potential to finish however you like.